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Listen to the story titled "Patient Advocates Fear Bias in Wellness Incentives" from the NPR program Morning Edition. You'll need to use the NPR News app on your iPod to listen to this story. After listening to the story, answer the following questions in the comment section of this blog post:
1. How does Safeway attempt to save money on providing health insurance to its employees?
2. Has Safeway's strategy saved money for the company?
3. Why do some organizations criticize the Safeway strategy?
4. Could the federal government institute such a program? Should the federal government institute such a program?
38 comments:
1. Safeway tries to save money by making their unhealthy employees pay more for health insurance while the healthier employees don't have to pay as much. It helps save them money because they get more from the unhealthier people and also they might quit, causing safeway to not pay more employees.
2. Yes because they don't spend as much on insurance for their employees and also they don't have to pay as many people.
3. Some organizations, such as the American Cancer Associstion, criticize this strategy because it is not fair to the unhealthier people and also they are not giving them help to become healthier. They should be giving gym memberships and healthier food in the cafeteria but instead they seem to promote an unhealthy lifestyle. It is also not right that one person pays more than a family would just for health insurance.
4. The government could institute a program like this and at the moment it is up for debate. However, it shouldn't be implimented because personal lives are out in the open and that is not comforting. Also, it is not fair to judge someone on their health and decide that they could get better benefits. On top of that, many people could leave their jobs and though it may not seem like it, in the long run they might not be able to make as much money.
Shiva M.
Safeway
1. Safeway rewards people who are healthy by lowering their premiums and raising premiums for unhealthy people.
2. This method has worked to make money because they charge more for the unhealthy and some people won't want to participate in that program because of its price.
3. Some people criticize this method because it charges more for those who are unhealthy, and it is not fair to them.
4. The federal government could create a program like this, based on tests. However, some may not want to because there is less privacy that way.
Meredith Randle
1. Safeway is instituting an insurance program that offers employees that pass specific health tests relating to weight, smoking, and cholesterol levels financial premiums. The company would save money on the workers that do not pass he tests, who would receive less financial aid.
2. A correspondent on the radio program said that because sick patients have to pay a portion of their own health coverage because they cannot pass the health tests and that they will be more likely to quit their jobs, the employer (Safeway) would save money.
3. In a way, this program is punishing the unhealthy who in the long run would need the health coverage more. People disapprove of that. Some people can't help it if they're sick. One man suggested alternative ways to ensure healthy employees instead of pressuring them with health tests: healthy food choices and gym memberships.
4. I guess the government could institute a similar program. The question is if a healthcare program such as Safeway's would be morally right. It could save the government money and encourage healthy habits, but it punishes those who suffer from health comiplications.
Emma B.
1. How does Safeway attempt to save money on providing health insurance to its employees?
They attempt to save money on providing health insurarance by offering up special discounts to those who try to develop healthier habits. Those who don't get the discount try to look elsewhere so they don't have to pAy as much. The unhealthy don't get as big a deductable and end up paying at least $2500 more of their own coverage.
2. Has Safeway's strategy saved money for the company?
Yes, it has saved money for the company.
3. Why do some organizations criticize the Safeway strategy? They say thAt it is too invasive on peoples privacy. In addition it discriminates and seperates people into different catatgories, those who can get coverage, and those who can't. It seems unfair for people with preexisting conditions
4. Could the federal government institute such a program? Should the federal government institute such a program? The federal governement could do this, although it wouldn't be the best idea because somebody is going to end up paying for all the discounts people are taking.
Sarah D.
1) Safeway is attempting to save money by making people who are unhealthy pay more towards the insurance that the company offers.
2) The program does save Safeway money.
3) Some organizations criticize the program because the money tha the healthy people don't pay goes to the unhealthy people to pay.
4) The government could imitate Safeway, but I don't think they should. People who are overweight are not necessarily capable of losing it. No one should be punished for something one can't control. Colette T
1. The wellness program will save healthy people money. Rewards will be given if people loose weight or stop smoking. They can also get up to a 5 hundred dollar deductable for being healthy.
2. It saved money for healthy people, but not for sick people.
3. It is good that it helps healthy people, but the costs are transfered to sick people like those with cancer.
4. I don't think it should be used because it does not help people who aren't very healthy like those who have cancer.
Blair D.
1. Safeway is instituting a program for their employers where the people who have a healthy diet and good habits pay less money for their health insurance, therefore they save money. Those who don't have a healthy diet have to pay more for their health insurance and don't save as much.
2. This program has saved a lot more money for some people (healthy dieters) but not as much for others (unhealthy dieters).
3. Some organizations critize the program because it doesn't save money for those with health problems such as diabetes. They think that the people with health issues should be spending their money on fixing the issues and shouldn't be punished for having them. Plus, by having these programs within your work place, your personal information isn't kept as private as if it were at a doctor's office. Lowering the premium for healthy people raises the premium for unhealthy people.
4. I don't think that the federal government could or should support such an organization because it has so many employers that their information wouldn't be kept as efficiently and their privacy could be easily accesible. Plus their money should be going towards other things other than healthcare because most people can afford it.
-Morgan L
Anne B healthcare
Safeway is attempting to save money by offering health insurance that gives premiums and bonuses to healthy employees. The plan would reward healthy patients while holding other employees accountable for their health.
Safeways strategy has saved money because it motivates employees to stay healthy, and healthy workers cost less to cover in health insurance. Unhealthy
employees have to pay more, so Safeway doesn't have to pay as much when they get sick.
Some people criticize this plan because
they feel it discriminates against unhealthy employees and is an invasion of privacy.
The government may be able to employ a similar strategy
, but they should not because it would be difficult to execute and easy for buisnesses to take advantage of
Anne B
To save money with providing health insuarance for their employees, Safeway penalyizes their "unhealthy" employees by reducing their coverage.
This strategy has saved money for Safeway by letting the company pay less for coverage of people with pre-existing conditions that can require medication or other medical care. The plan also promotes people to maintain or improve their health, which means they will have less need to pay for medical bills.
Some organizations critize Safeway because the program takes into account pre-existing conditions and invade the private life of the employee. By giving some employees less coverage, those employees have to pay more for their medicene or other medical bills.
I don't think the federal government could institute this program because it is an issue of privacy and a large problem in the health care debate is the issue of pre-existing conditions. If the government went through with this I don't think they will have much support. Personally I don't think the federal government should institute the plan because, even though it is good to promote a healthy life, many people like to be the "boss" of their own health.
Laura H
1. They save money by tricking the unhealthy to leaving the insurance plan because they have to pay an extra $2000.
2. It has saved money for safeway
3. It's possible for the people to discriminate the unhealthy. It also doesn't improve the health. There is a possibility that there won't be as much confidentiality. In short it's segregation from the healthy with the unhealthy.
4. Like most plans it so possible to have for this to happen however it's possible for people to call this segregation and even discrimination. Overall the government shouldn't release such a plan because of discrimination
Safeway plans to save money by only providing health care for those employees who are healthy. They do give healthcare to unhealthy people, but it costs the employees more money.
The new healthcare policy has saved safeway money because they do not have to pay as much for the unhealthy people, therefore they save money because the unhealthy employees are usually the ones that mostly need the insurance.
The safeway insurance plan is critiqued because the $500 that the healthy employees have to pay is only the standard rate. However, the unhealthy employees must pay a higher payment than the standard or must find a new healthcare provider.
The federal government could provide a healthcare for the employees. There healthcare would most likely be the standard $500 rate, which would help the standard class worker. The goverent should provide that healthcare because it is a needed element for everyone, especially for the people that cannot afford a companies healthcare.
Jorge t.
1) They plan on providing cheaper healy insurance to healthier people. So the healthier the person the more money they save.
2) Yes the stragety, which is if you pass certain health tests then the customer saves more money, has saved money for the company. Because people know that they must pass certain test, they don't bother to sign up for this program and they save the company money because they don't have to pay for their medical expenses.
3) Because this plan does not support people with pre-exsting conditions such as diabetes, cancer, heart problems, ect. Also, employees feel like this plan does by give them as much privacy. They feel like their employers have too much personal information.
4) I think is an interesting concept but does provide fair or equal coverage. People with pre-exsisting conditions cannot control whether hey have this condition or not, such as cancerbor diabetes.
Paula J.
1.) Safeways attempt to save money
is to make employees pay different amounts of money for insurance depending on how healthy they are. If you pass a test which means you are healthy you pay less for your insurance but if you don't pass the test, meaning your unhealthy, you have to pay more for your insurance. Safeway is rewarding their employees if they are practicing a healthy lifestyle.
2.) Safeway has saved money because some emplyees just say "forget this" and quit but that doesn't improve the health of anyone.
3.) People critisize safeways attempt to save money because lowering premiums for the healthy people means raising them for unhealthy people. It's also wrong and people may feel it's unfair.
4.) The federal governement can institute it but there are arguements. Some people feel that it is fair. I think that if safeway can't give insurance at all if it's equal then the government should institue it but if they can give insurance to people at an equal cost then that would be the right thing to do. It shouldn't be just to save money because that is unfair.
Hagar S
1. Safeway attempts to save money on providing health care insurance to their employees by offering financial benifits if said employees are healthy (I.e. not smoking, maintaining a good weight). They apply various tests to their employees to rate whether or not they are healthy. They prefer to have healthy employees because they do not cost as much in the included health care plan, thus they offer incentives for employees to be healthy.
2. Yes, Safeway has maintained a flat insurance rare over the course of the last four years while many other providers' rates have gone up.
3. Some organizations criticize Safeway's health care plan because it is very biased and caters to employee's personal health.
4. The country could create a national health care plan similar to the one that Safeway provides to its employees although it would be very difficult to initiate and maintain. I think it would be a good plan to create a national plan like his, but much of the country would not be supportive of it and think that it is too biased.
-Matthew H
1 If you have greater then 30 on your BMI you pay more then if you have less then 30. You get check at the end of the year if you lost weight.
2. Yes because Safeway doesn't have to pay a lot for all the people because the obese people get less money for their insurance.
3 Some companies criticized safeway because they believe that it should be someones choice to eat what they want or they are not able to go to the gym to lose weight. Also this means that more people will become fit and not eat junk food making the fast food industry hate Safeway.
4 The government should insitute this program but I don't think that they can because as many say USA is the country of freedom and people would be mad if they lost their freedom to eat whatever.
Biniam G
1. This insurance plan offers to reduce the cost of health care If the employees stop unhealthy habits and start to practice healthy habits.
2. This plan saves the employers money because those with unhealthy habits have to pay more and people who may not want this plan just go on their spouses plan instead for example. The employers savepney on both these ways.
3. People have critized this insurance plan because it does not actually give universal healh care which is the whole idea. Also those with this plan have less privacy when it comes to their medical records.
4. I don't think the federal goverent would be able to institute this insurance plan and I don't think they should be able to. The goal is to get universal health care and this plan does not help. Also this plan discriminates against those who are more unhealthy, which is unfair.
Maddy B.
1.
Safeway saves money as the ubhealthy people pay more while the healthy people have to pay less. And as people quit because the rates are so high the company end up profitting
2.
Yes they profit as people quit and they end up having to provide less people. And also because some aren't voluntary people have to pay the company for not using their program
3.
Organizations like the American cancer society criticize it because it is unfair for those who are unhealthy. Instead of helping the people they are just taking their money
4.
Yes and no but some changes would have to change it where it would be fair to everyone where your health wouldn't factor in your rates
Niti P
1. How does Safeway attempt to save money on providing health insurance to its employees?
Safeway plans on rewarding employees for being healthy by offering bonuses with reduced premiums to those who have lost weight, quit smoking, or proved themselves to be healthy in another way. This way, people are encouraged to be healthier, leading to fewer health issues, which saves the company money in the end.
2. Has Safeway's strategy saved money for the company?
Safeway's strategy has saved money foe the company, despite the outrage is has caused within certain organizations.
3. Why do some organizations criticize the Safeway strategy?
Some organizations, such as the American Cancer Society, American Heart Association, and the American Diabetes Association, dislike this new strategy because they beleive that if healthy people's premiums are lowered, then it is likely that more unhealthy people's premiums will go up.
4. Could the federal government institute such a program? Should the federal government institute such a program.
The federal government could technically institute such a program, but the public opinion of it would be so low that they would have to meke changes so frequently it would not be worth their while. The federal government should not institute this program, because there would not be enough employees who approve of it.
Frances C.
1.) Safeway provides lowered premiums for it's employes who are healthy and who don't have any existing conditions. 2.) They save money because the unhealthy employes must pay more for their health insurance and many may not participate on safeways programs. 3.) The program is being critized by workers with existing medical conditions because they will have to ultimately pay more. Some are also worried of their privacy and their employers knowing their medical issues. 4.) A program like this could work, but their would be many critics worried about the cost and lack of privacy. William Granados
，
1. How does Safeway attempt to save money on providing health insurance to its employees?
The more safeway pays for things the more they are going to get. So they need to baically pay for healthy behaviours.
2. Has Safeway's strategy saved money for the company?
Yes safeway saved money for the company, all they do is offer health insurrance to the workers.
3. Why do some organizations criticize the Safeway strategy?
Some organizations criticize the safeway stratgey because all they do is offer health insurrance, what would be better others say are if they add gyms and to add daily exercises, give gym passes, offering healthy foods, etc.
4. Could the federal government institute such a program?
Yes, the federal government should be involved with healthcare because everyone needs it even if they can't afford itã„“
Arnold C.
Safeway attempts to save money on providing health insurance by paying bonuses to workers who live healthier lives by not smoking and losing weight, for example. This strategy has saved Safeway money because it gives money to workers who are healthy. However, since these workers are healthy they do not need additional coverage on their health insurance, and therefore no money is spent. On the other hand, some organizations such as the American Cancer Society, American Heart Association and American Diabetes Association criticize Safeway's strategy. They feel that because Safeway is providing bonuses to healthy people the money they give as bonuses must be paid back in some way. In this case, the sick people who need the health insurance the most have to pay he most to get it. This defeats the whole point of the health care reforms which try to provide everyone with equal amounts of health insurance at relatively the same price. As for the federal government I feel that this could and therefore should not be instituted as a federal program because it completely defeats the point of the health care reforms that the government is so keen on instituting. Why should sick people pay more money for their health insurance than healthy people who do not need it as much? In spite of this I must agree with Safeway that there should be initiatives for workers to live healthier lives.
Stephen C.
1. Safeway offers a program that gives discounts to employees who don't smoke, excercise, and have low blood pressure and low cholesterol. This way, the unhealthy employees either pay more to safeway or quit, so safeway has to pay fewer employees.
2. Yes, they don't have to spend as much money on unhealthy and sick employees.
3. Some organizations think this method is highly ineffective because it isn't helping the unhealthy emplyeea get any healthier, it's just causing them to quit and find a job somewhere that doesn't discriminate about health issues.
4. The government could have a program like this, but many people would think that the government is discriminating against unhealthier people and putting a lot of personal information out there which violates privacy.
Lelia T.
1. Safeway instituted programs that will encourage people to better their health, thus reducing doctors visits which in turn cuts cost for Safeway.
2. It is yet to be determined, the results will only be shown over time.
3. They say it unfairly penelizes people with chronic health problems.
4. Anything is possible, although when congress acts as childish as they are currently acting, it is diffiult to pass any sort of legislation. From an ethical standpoint, I think companies should do everything they can to encourage healthy habits. Offering additional rewards for things like, losing weight, quitting smoking, or seeing a therapist for depression should not only be allowed, but encouraged. I think that it is unfair however to penalize those with these problems. In nearly every case their are underlying factors, and for one to be punished for something that they do not have control over is wrong. In conclusion, benefits should not be cut because one is unhealthy, companies should have the foresight to increase benefits for those who become healthier, because it not only is ethical, but will save them money in the future.
Jarrod N.
1) Safeway attempts to save money by providing cheaper health care to healthier employees while unhealthy employees have to pay more money.
2) Safeways strategy has not only saved money for the company but has also gained profits when employees became healthier or quit bad habbits.
3) Some organizations criticize the safeway strategy because safeway emplorers do not keep their employees information confidential. Others also believe that rather then basically taking health money away from those who need it most, that the organization should provide gym, healthy meals, and exercise services to the employees.
4) The feral government could probably institute a program like this one, but if the federal government were to, they should institute one that costs less and has more healthy services such as excercise, healthy meals, and gym time.
1. Safeway is trying to save money by encouraging it's employees to be healthy by telling them they will pay an extra 20% of their premium.
2. Safeway's strategy has saved some money for the company.
3. Some organizations criticize this idea because they think it might be discriminatory towards unhealthy people. Also, they think the employees might not be comfortable with the idea of their employers knowing so much about their medical history.
4. Could the federal government institute such a program? Should the federal government institute such a program? The federal government could and should institute something similar to this idea. Maybe, the gov. could just try to promote a healthy lifestyle in a big campaign. Karen Lazo
1. Safeway's attemp to save money on health insurance is having employers take tests to seechow healthy they are. For example, tests for cholesterol and smoking tests. It would cost them less if their employees were healthy, as apposed to those who are unhealthy and more expensive.
2. Safeway's strategy in a way not really, because there could be both healthy and not healthy employees. Which in the wouldn't really save the company that much.
3. Organizations critize this strategy because it makes unhealthy employees pay more for having health issues. Which is unfair,because healthy workers don't pay as much.
4. The federal government could institute this prgram, it is to help better people who are struggling. However, it's not really fair and it much more seems to benefit the company then help the workers. So it's not really a good plan in my opinion.
Nataly m.
Safeway
1. Safeway rewards healthy people by lowering their premiums to $500 and raising premiums for unhealthy people to $2500.
2. Safeway's strategy has saved them money by weeding out unhealthy employees, who would need health insurance, and keeping healthy employees.
3. People criticize this plan because they think it to be unfair and that divulging that information to their employer is an invasion of their privacy.
4. The government could create a system like this, however this would give them to much power. They could deem anyone they wanted as unhealthy.
1. In providing health insurance to employees, Safeway's primary method for saving money would be built upon employees who fail to pass tests regarding health conditions such as smoking, obesity, and high cholestrol. Such tests would provide extra financial aid for those who pass yet prevent unhealthy employees from receiving extra benefits.
2. Safeway's overall strategy has prevented the company from providing extra finincial aid to unhealthy employees, thus saving a portion of the money they would have originally spent towards workers who fail to pass the test.
3. Several organizations have already shown criticism towards the newly implemented strategy due to the disadvantage those with preexisting health conditions may have. Other remarks include those stating the strategy is just a "more back-door way of separating heathy patients and unhealthy patients."
4. In terms of instituting such a program into the federal health care system, the possibility exists yet much of the strategy would be critiqued due to it's bias against patients with preexisting medical conditions. Also, the testing method would contradict patients who may have acquired such traits because of genetic reasons; something that is unpreventable and hence unfair.
Helen A.
Safeway
1. Safeway rewards healthy people by lowering their premiums to $500 and raising premiums for unhealthy people to $2500.
2. Safeway's strategy has saved them money by weeding out unhealthy employees, who would need health insurance, and keeping healthy employees.
3. People criticize this plan because they think it to be unfair and that divulging that information to their employer is an invasion of their privacy.
4. The government could create a system like this, however this would give them to much power. They could deem anyone they wanted as unhealthy.
Alex Stephanson 7th period
1. It give benefits to the people that are healthy and only make them pay $500 per month vs unhealthy people have to pay &2500 per month.
2. Yes it has saved them money so far. According to the news report the average cost per year for a filys health insurance is something like $13000 dollars per year. That us a lot of money for a buisness to pay for one employee.
3. Some orginizations are critizing Safeway and saying that because the program rewards people that are healthy it makes those that aren't pick up the healthy peoples costs. They say that this increases unhealthy peoples payments further and that that might make people say I don't want to pay so they just won't have coverage.
4. The federal goverment could instiute a program but they probably won't. In my opinion the goverment should institute such a program because I think that the healthy shouldn't have to pay for the sicks higher costs of health care. Healthy people are just wasting their money on some coverage that they will never use so why should they have to pay.
Edward P.
1. Safeway provides lower premiums for those who have good health and no pre-existing health care issues.
2. It saves Safeway money even though it does not improve anyones health care. Instead it redistributes the cost.
3. People criticize safeway because these incentives may just drive employees away along with raising the deductables substantially for unhealthy people who were not told this when they were hired.
4. The government can institute a health care program but it can't be run like safeways. The problem with making unhealthy people pay more is that usually the people with lower income are the unhealthy ones because they do not have the money to buy fresh fruits and vegetables. Instead they are buying McDonalds.
Shane M.
1. Safeway attempts to save money by making unhealthier employees pay more for health insurance and healthier employees pay less. They tell how healthy an employee is by making them take a test of sorts. Basically, they are rewarding workers who lead healthy lifestyles.
2. Yes, Safeway saves money because some employees just quit because they think it is too much work, but that makes no one healthier.
3. Some organizations criticize this strategy because it is unfair and wrong to those who are unhealthy and have a harder time to lead healthy lifestyles.
4. The federal government could institute such a program but it should not because America is lazy and many people will quit their jobs just for that reason.
1.safeway attempts to save moneyon it's health insurance for employes by offering rewards for workers who loose weight or quit smoking. These rewards offer incentive for employes to improve their health; and people with better healthhave less expensive health care. In the long run, providing these incentives for employes will save money for the safeway company.
2. Yes, so far safeway's strategy has saved the company money.
3. Some organizations, like the American Cancer Society and other groups for people with pre-existing conditions oppose this strategy because it will end up costing less healthy employes. Also, there are many workers who do not need to loose weight or do not smoke, so even though they are healthy they will not get benifits.
4. I don't think the federal government could use a strategy like this because it would not gain support from groups like the American Cancer Society, people with pre-existing conditions, or people who do not need to improve their health. I do not think the government should put in a system like safeway's because it would cost more money to people not able to improve their health.
Emily walkere
1.safeway attempts to save moneyon it's health insurance for employes by offering rewards for workers who loose weight or quit smoking. These rewards offer incentive for employes to improve their health; and people with better healthhave less expensive health care. In the long run, providing these incentives for employes will save money for the safeway company.
2. Yes, so far safeway's strategy has saved the company money.
3. Some organizations, like the American Cancer Society and other groups for people with pre-existing conditions oppose this strategy because it will end up costing less healthy employes. Also, there are many workers who do not need to loose weight or do not smoke, so even though they are healthy they will not get benifits.
4. I don't think the federal government could use a strategy like this because it would not gain support from groups like the American Cancer Society, people with pre-existing conditions, or people who do not need to improve their health. I do not think the government should put in a system like safeway's because it would cost more money to people not able to improve their health. -Emily Walker
Safeway Healthcare Plan
1. Safeways plans to give lower deductables to those emplyrrs whare are healthier.
2. Yes Safeway would save money by implimenting this healthcare plan.
3. People worry that by lowering other praples healthcare the unhealthy peoples care would cost them more because the money that safeway is "losing" from he healthy people the unhealthy people would then have to compensate for that. People also think that by implimenting this plan emplyees loose doctor patient privacy and confidentiality beacayse everything you sat and hear with your doctor then gets communicated back to the company.
4. I don't think that the federal government could implimenting this policy nation wide because they probably couldn't get enough support from the people. Im not sute that it would work nationwide because of that.However, I do think that this is a good alternative to the healthcare plans for buinesses. I think that it seems reasonable that the people who stay healthy or change their behaviors to be healthier deserve a reward fir that- it seems fair. If the plan were to be implimented I would argue, however that there needs to be some sort of break for the people with health issues not brought on by themselves.
- Sam B.
1. Safeway is attempting to save money by giving lower healthcare preniums employees who pass basic health tests and by raising preniums for unhealty employees.
2. The program has saved the company money.
3. Some organizations believe that it's unfair to make employees with prexisting conditions ,like cancer, pay more. In addition, some feel that programs like these give employers too much acess to employee's personal information.
4. I think that it would be possible for the government to institute a program like this. However, it would be impossible for it to be completely fair and it would be met with a lot of opposition. Personaly, I don't think that the government should the government should create programs like these. I think that it's unfair to make people pay more for a conditon that they can't control.
-Ali F.
1. Safeway attemps to save money on providing health insurance to its employees by penolizing unhealthy empolyees with a higher premiums and rewarding healthy employees with significantly lower primiums for health insurance.
2. Safeway's stategy has saved the company money because they do not have to pay extra insurance on employees who are healty and less at risk for being sick or injured. Also, those employees who are more at risk for being sick/injured have to pay for those extra expenses by paying higher premiums. Higher risk people also are detered from paying such high premiums so they leave to find new jobs; saving Safeway from having to worry about the employee's risk of needing health insurance. This strategy saves Safeway money despite how unfair it might be to some employees.
3. Some organizations criticize Safeway because the lowering of premiums for some employees would mean raising premiums for other employees; usually the sicker ones. Organizations like the American Cancer Society and the American Heart Association are among these groups that oppose the plan. Also people fear that too much of their personal information would be needed for this program, which makes these people unwilling to participate.
4. I'm sure the government is perfectly capable of instilling such a program by voting on the proposal through legislation, but I do not think that they should unless specific guidelines are set. People with illnesses that they have no control over, such as cancer, should not have to pay higher premiums than employees who do not. The other aspects of the stratey, such as granting lower premiums for losing weight for example, are good insentives for people to become healthier and a way for companies to save money on health insurance.
- Brianna Hogan
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